Time Is Proof Of Love

So then, be very careful how you live. Don’t live like foolish people but like wise people. Make the most of your opportunities because these are evil days. So don’t be foolish, but understand what the Lord wants. Don’t get drunk on wine, which leads to wild living. Instead, be filled with the Spirit by reciting psalms, hymns, and spiritual songs for your own good. Sing and make music to the Lord with your hearts.   Ephesians 5:15-19  (GOD’S WORD)

A lot of people are familiar with and have a check register. Some people actually use a check register. Someone uses a check register to record transactions, both debits and credits, that occur in a checking account. They are a very handy tool because if you keep up on the transactions and record them as the occur, then immediately you know what your balance is.

Few actually consider where their money went during the last month. Upon careful evaluation of a check register or budget, one can see tendencies or patterns in spending. I read in a book about a guy who made great money but wasn’t sure where all of his money was going. It seemed as though he never had any money. Someone asked him to record all of his transactions for one month in a little notebook. After one week, he knew the source of his problem. He got coffee from a coffee shop several times a day while he was making stops. At about $70 a week, that is a hefty amount of money to spend on coffee. He quickly changed his habit and “found” money that he had been wasting.

With the monthly evaluation of a check register or budget, it is easy to pinpoint where you overspent. “I overspent in groceries. I need to tighten that up. I’ll reduce my spending on groceries from $500 a month to $400. I’ll cut out snacks and eat healthier.” See how easy that was to make a correction? You just “found” $100 extra for the month.